Financial Advice for Expats in Vietnam & Southeast Asia
Living as an expat in Vietnam for the last decade has made me acutely aware of the issues faced when living abroad. My financial planning solutions are tailored to your specific needs after a detailed fact-find, comprehensive research, and in-depth discussion with you that considers your goals, risk tolerance, values, and future plans.
About William Gray
William is a fee-based fiduciary financial planner serving US and UK-connected clients across Southeast Asia. He specialises in UK pensions, US 401(k)s and IRAs, and retirement income planning.
- William Gray is a US and UK-qualified adviser
- He provides fee-based financial planning
- He is a US-registered Investment Adviser Representative
- He is a fiduciary, meaning he puts client interests first
- He is part of the Hoxton Wealth Group
- Based in HCMC, Vietnam and serving clients in Southeast Asia via online calls and in person visits
Qualified & Regulated
William Gray is a UK- and US-qualified financial adviser serving British and international expats across Vietnam and Southeast Asia. All client work is conducted online, from Ho Chi Minh City. William operates under Hoxton Wealth — regulated across 7 jurisdictions including the US and the UK.
Figures relate to Hoxton Wealth group. Source: hoxtonwealth.com
William Gray is featured in:
What I Do
Financial Planning Services for Expats in Southeast Asia
Cross-border advice for British, American and international expats — covering pensions, retirement, investments and tax across jurisdictions.
Retirement Income Planning
Model your retirement income and lifestyle, before and after you stop working
UK Pensions & SIPPs
Keep contributing to a SIPP or review a transfer while living in Vietnam
US Retirement Accounts
401(k), IRA and cross-border planning for US-connected persons abroad
Offshore Investment Structures
Tax-efficient international portfolios built for life across borders
UK & US Tax Reviews
Tax residency and liability reviews via Hoxton Tax and our panel of global tax advisers
Estate & Legacy Planning
Cross-border wills and inheritance planning, delivered with Hoxton Legal
William Gray is backed by Hoxton Wealth
Clients work directly with William Gray. One dedicated adviser, not a rotating relationship manager.
Behind every financial plan is Hoxton Wealth, an international wealth management group regulated in 7 jurisdictions including the US and UK, managing over $4 billion for more than 10,000 clients worldwide.
For expats in Vietnam, that means institutional-grade investment infrastructure, multi-jurisdiction compliance oversight, and continuity for your finances no matter where life takes you.
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